Protect the Ones You Love

Many of us find it uncomfortable to talk about death. Although the subject can seem intimidating and sometimes confusing, it doesn’t have to be. Life insurance can help protect you from the financial impact of death or serious illness.

As a Licenced Insurance Agent and Mutual Fund Representative with World Financial Group Insurance Agency of Canada Inc., Elham Rezaei can help you, your family and your corporation navigate between a broad range of insurance products, such as Term, Whole Life, Universal Life, as well as Critical Illness insurance, Disability, Dental, Extended Health, Travel insurance, among others.

Term Insurance is a set term life insurance policy that can be affordable, especially for young families. You can generally choose between a 10, 20 or 30-year plan, which can be renewed up to the age of 85. Tax-free Death benefits are paid to the beneficiaries you’ve chosen.

There are several advantages to Whole Life Insurance. Most importantly, you can provide a tax-free benefit to your dependents throughout your lifetime, which can assist in paying for final expenses, taxes, and fees upon your death, as well as protecting their inheritance. It also offers guaranteed premiums, and cash values that can be accessed to fund education, supplement your retirement income among other options.

Another choice is the Universal Life insurance. Where it is different, is that it comes with tax advantaged investment features – it is like an insurance policy with an investment component.
Critical Illness insurance provides a lump-sum benefit and covers medical expenses of critical conditions. In the event of a health emergency, such as cancer, a heart attack, a stroke or many others, critical illness insurance will cover out-of-pocket expenses in the form of a tax-free lump-sum payment … saving you and your loved ones from possible financial ruin.

Elham Rezaei, as an Insurance Agent, will be the person to analyze and understand your situation and provide you with a tailored strategy with the best coverage selection at no cost.

Only a thorough review of your specific situation can determine if there are tax advantages available to you through our products. You should consult your tax agent or lawyer about your specific situation.